I did not grow up privileged by any means.
I was raised in a single parent household where love was abundant but money was hard to come by. When I was young, I saw my friends who had ‘well-off’ families and I was jealous. They drove nice cars, bought cool things and went on exotic vacations. They lived a life of excess. In contrast, nothing was ever thrown away in my home. Everything was used until the last drop, and then the container that it came in was used for something else. Off brand goods filled the shelves, and no brand clothes filled my closet.
Needless to say: I wanted the life my friends had.
In order to achieve that, I promised myself from a young age that I was going to make AT LEAST 6 figures a year. I studied sorta hard in school and worked odd jobs throughout my teens… then one day when I was just 26 years old something funny happened. I achieved my goal!
I was single and making well over $100,000 a year with benefits, and no financial dependents. It felt great.
But the good feelings didn’t last for long. I worked that job for about two years until I realized how much I personally hated working for somebody else. It also turned out that making 6 figures a year isn’t all it’s cracked up to be.
My managers were always tired and stressed trying to climb the proverbial corporate ladder. They gave up the best years of their life to a company they didn’t even own. My coworkers were living typical consumeristic middle class lives; talking about the next car they would buy or the new expensive remodel of their home. I made up my mind. That was not going to be me.
So I revolted. I quit.
About This Blog
It astounds me how people today are so highly educated, yet still completely illiterate when it comes to personal finance.
Many of my friends fall into that boat. They dug themselves into huge holes right out of college. They took on big loans, racked up credit card debt like nobody’s business, and were typically underemployed. Even the ones who got ‘good’ jobs tended to live lifestyles well above their means. I was horrified… I wanted to help them.
I started this blog for that sole purpose. To help as many people as I could improve their financial lives by providing real-life, practical financial education in a fun format.
If you’re reading this, THANK YOU. This site is nothing without your readership.
I would love it if you subscribed to our email list! If you do, I promise to continue providing you with the best free $$$ education that I possibly can. 🙂
Mr. Smart Money